Resolving Title Defects with Speed & Accuracy
Title curative work begins with identifying the issue and continues through document procurement, communication, resolution, and recording support where required.
We review the title defect, underwriting requirement, or exception along with the available title information and documents.
We determine the appropriate next steps, which may include obtaining payoffs, releases, affidavits, subordinations, assignments, or other supporting documentation.
We communicate with relevant lenders, parties, attorneys, or recording offices to obtain the required information and documentation.
Received documents are reviewed for completeness and consistency with the curative requirement.
The resolution package or supporting documentation is delivered to help the client and underwriter address the outstanding title issue.
Technology helps prioritize work, organize documentation, and track follow-up. Curative resolution depends on experienced professionals who can interpret the issue, communicate with stakeholders, and determine whether the documentation addresses the requirement.
Need Title Defects Resolved Quickly? Get Started Today!
What Our Clients Say
Contact us today and experience the difference!
Title curative services resolve defects or “clouds” on a property title, such as unreleased liens or chain of title gaps, to ensure clear ownership transfer. They are essential for achieving Clear-to-Close (CTC) status and are typically needed for recording errors, ownership disputes, or incorrect legal descriptions.
The timeline ranges from 5–10 business days for simple releases to over 6 weeks for complex legal disputes. FirstPoint Solutions uses dedicated follow-up to ensure the fastest possible resolution.
Lien clearance is the process of identifying and removing outstanding liens to ensure a title is free of legal encumbrances. It is vital because unresolved liens can block mortgage approvals and create financial liabilities for new owners.
Yes. This involves locating lenders, obtaining proper release documentation, and coordinating with county recorders to ensure releases are filed correctly.
This changes the priority order of liens, usually to keep a second mortgage in place during a refinance. It is required for HELOC transactions or when restructuring multiple mortgages.
We perform specialized reviews of divorce decrees and trust documents to verify transfers and obtain necessary signatures. Our team ensures compliance with court orders and resolves conflicting ownership claims.
Services cover initial title examination, curative action planning, document procurement, and recording. We manage communications with all parties, including lenders and attorneys.
Yes, we work with underwriters nationwide to ensure curative work meets their specific standards, ensuring title insurance can be issued.
Providing dedicated title curative for lenders ensures that all underwriting objections are met swiftly, preventing delays in funding and protecting the lender’s lien priority during high-volume refinancing or purchase cycles.