A title search is an examination of public records to verify ownership and identify any liens, judgments, or legal claims against a property. It is essential to protect yourself from financial risks and ensure a property has a clear title before closing.
Online title searches are completed in just 4–8 hours. By using AI and advanced automation, we provide fast results that help you meet tight deadlines and keep transactions moving smoothly.
We offer a wide range of services, including Current Owner, Two Owner, and Full Title searches. Additionally, we provide lien and judgment reports, deed analysis, and high-volume bulk processing for large portfolios.
Our reports maintain a 98.5%+ accuracy rate, with 99% accuracy specifically for title reviews. Meticulous research combined with technology-driven quality control ensures every report is legally sound and compliant.
We provide comprehensive coverage across all 50 states. Our team has the expertise and digital access to county records nationwide to conduct efficient searches regardless of the property’s location.
Our services are designed for title companies, mortgage lenders, attorneys, and vendor management companies. Partnering with us helps reduce operational costs, speed up closing times, and mitigate legal risks.
We stand out with a 4–8 hour turnaround time, which is significantly faster than the 24–48 hour industry average. Our unique combination of AI technology, superior accuracy, and nationwide scalability makes us a trusted partner for major financial institutions.
You can start by placing a test order for a free trial or requesting a custom quote based on your volume. To set up an account, you can also call us at 469-409-6144 or email info@firstptsolutions.com.
A property tax report verifies outstanding property taxes, delinquent payments, and county tax records for a specific property. You need this to identify potential tax issues before closing and ensure compliance with underwriting requirementsQ2: How long does it take to receive a tax certification report?
Standard property tax reports are typically delivered within 24-48 hours, while rush orders can be completed within the same business day depending on county availability. Our nationwide coverage ensures consistent delivery times across all jurisdictions.
A delinquent tax search identifies unpaid property taxes, outstanding tax liens, special assessments, and any financial encumbrances related to property taxes. This comprehensive search flags potential issues that could delay closing and provides actionable data to resolve outstanding tax liabilities quickly. Our delinquent tax report services ensure you have a clear picture of all past-due obligations.
Yes, FirstPoint Solutions offers nationwide coverage for property tax reporting services. Our experienced team can research and deliver accurate tax reports for properties across all 50 states, handling multi-county transactions seamlessly.
FirstPoint Solutions guarantees accurate and compliant tax reporting. Our team validates all tax payment records directly from county sources and provides verified documentation that meets industry compliance standards for title underwriting and mortgage lending.
We provide a comprehensive range of tax reporting services including property tax research, tax status verification, tax certification reports for underwriting compliance, delinquent tax and lien reports, and utility lien searches. These services-which include a thorough property tax lien search-help identify unpaid obligations and encumbrances that may affect closing.
Property tax reports are commonly ordered by title agents and escrow officers preparing for closings, mortgage lenders and underwriters during loan processing, and real estate attorneys handling property transactions. Property buyers, sellers, and refinancing companies also order these reports for due diligence and verification purposes.
Tax reports prevent closing delays by uncovering hidden tax liens before they surface at closing and providing early warning of outstanding tax obligations. This ensures all parties have accurate financial information upfront and enables proactive resolution of tax-related issues.
Title curative services resolve defects or “clouds” on a property title, such as unreleased liens or chain of title gaps, to ensure clear ownership transfer. They are essential for achieving Clear-to-Close (CTC) status and are typically needed for recording errors, ownership disputes, or incorrect legal descriptions.
The timeline ranges from 5–10 business days for simple releases to over 6 weeks for complex legal disputes. FirstPoint Solutions uses dedicated follow-up to ensure the fastest possible resolution.
Lien clearance is the process of identifying and removing outstanding liens to ensure a title is free of legal encumbrances. It is vital because unresolved liens can block mortgage approvals and create financial liabilities for new owners.
Yes. This involves locating lenders, obtaining proper release documentation, and coordinating with county recorders to ensure releases are filed correctly.
This changes the priority order of liens, usually to keep a second mortgage in place during a refinance. It is required for HELOC transactions or when restructuring multiple mortgages.
We perform specialized reviews of divorce decrees and trust documents to verify transfers and obtain necessary signatures. Our team ensures compliance with court orders and resolves conflicting ownership claims.
Services cover initial title examination, curative action planning, document procurement, and recording. We manage communications with all parties, including lenders and attorneys.
Yes, we work with underwriters nationwide to ensure curative work meets their specific standards, ensuring title insurance can be issued.
Providing dedicated title curative for lenders ensures that all underwriting objections are met swiftly, preventing delays in funding and protecting the lender’s lien priority during high-volume refinancing or purchase cycles.
Title settlement services cover all activities required for a real estate transaction’s final closing phase, such as Closing Disclosure (CD) preparation and escrow fund management. These services also include lien clearance, disbursement coordination, document recording, and post-close compliance audits.
We verify all financial figures against lender requirements and cross-check buyer and seller information to ensure TRID compliance. Our process involves multi-level quality control checks to minimize the risk of closing delays caused by errors.
E-recording is the electronic submission of real estate documents to county offices, replacing the need for physical paper delivery. This method provides faster same-day processing, reduces courier costs, and enhances security through real-time digital tracking.
Lien clearance involves identifying outstanding liens, requesting accurate payoff statements, and coordinating timing to align with the closing date. We manage the entire process to verify receipt of releases and ensure they are recorded properly for a clear title transfer.
During a post-close audit, we verify that all documents were properly executed and recorded while ensuring funds were disbursed correctly to all parties. We also check for missing signatures and confirm that all conditions of the title commitment and lender requirements were fully met.
We verify wire instructions and coordinate with lender funding schedules to manage escrow account reconciliations. Our team ensures the secure distribution of funds to sellers and lienholders while providing detailed disbursement statements to all involved parties.
FirstPoint Solutions adheres to TRID and CFPB regulations, as well as state-specific laws and underwriter guidelines. This expertise reduces legal risks and ensures that all closing procedures follow strict industry standards.
Yes, our scalable infrastructure and advanced technology platforms allow us to manage high-volume processing without sacrificing quality. We use standardized workflows and dedicated specialists to support title companies and lenders with nationwide settlement needs.
Auxiliary services provide specialized back-office support needed to streamline title operations without the overhead of additional permanent in-house staff. These Auxiliary Title Support Services are essential for title companies managing high transaction volumes, lenders facing tight deadlines, and firms scaling into new markets.
Order entry services involve accurately capturing and inputting property, borrower, and transaction details into your title production or loan origination system. This reduces data entry delays, ensures consistent data quality, and frees your team to focus on higher-value activities.
Out-of-county keying is challenging because different counties have unique document formats, recording terminologies, and indexing practices. FirstPoint Solutions addresses this by employing specialists trained in region-specific practices and maintaining up-to-date knowledge of county-level variations.
A tideland report examines ownership boundaries for coastal or waterfront properties where state-owned submerged lands may affect private property rights. It’s required for properties adjacent to navigable waters, shoreline developments, and coastal commercial transactions to prevent legal disputes over boundary claims.
Superior court searches identify civil litigation, judgments, and legal proceedings at the county superior court level that may impact property title. These searches uncover pending lawsuits, monetary judgments that could become liens, probate cases, divorce proceedings, and other matters not always visible in standard public records.
Our e-recording support includes preparing documents in county-specific electronic formats, ensuring compliance with each jurisdiction’s requirements, and coordinating submission through county portals. We monitor document status, address any issues promptly, and confirm successful recording with receipt documentation.
Absolutely. FirstPoint Solutions’ auxiliary title services are designed for scalability, flexing capacity to match your needs as transaction volume increases. This allows you to scale operations without the cost and complexity of expanding your internal team.
Auxiliary services improve efficiency by offloading time-consuming routine tasks to trained specialists, eliminating bottlenecks in data entry and research processes. This allows your core team to focus on customer relationships and revenue-generating activities while maintaining accuracy even during high-pressure periods.
